Profile
Debt Relief Experts and Licensed Insolvency Trustees
Your Path to a Debt-Free Future
Hoyes, Michalos & Associates is a prominent insolvency firm that has been helping Ontario residents become debt-free since 1999. Co-founded by Doug Hoyes and Ted Michalos, the firm operates on the belief that everyone deserves a second chance and a fresh financial start. As Licensed Insolvency Trustees, they provide the highest standard of debt advice, ensuring that clients understand all their options, from budgeting to consumer proposals and bankruptcy.
The Ottawa team is dedicated to providing compassionate and respectful service. They recognize that dealing with debt is stressful, which is why they focus on practical solutions rather than judgment. They have a high success rate in negotiating consumer proposals, which can often reduce a client’s debt by up to 80%. If you want to find a professional who will advocate for your financial well-being and stand between you and your creditors, Hoyes, Michalos & Associates is a top-tier choice.
Comprehensive Insolvency Services
- Consumer Proposal: A popular alternative to bankruptcy that stops interest and lowers monthly payments.
- Personal Bankruptcy: A legal procedure to discharge debts for those with no other viable options.
- Debt Consolidation Advice: Helping you evaluate whether a consolidation loan or a proposal is better for you.
- Tax Debt Relief: specialized assistance for dealing with CRA tax arrears.
- Small Business Restructuring: Helping self-employed individuals and small business owners manage debt.
Located in the Gloucester area, the firm offers a convenient alternative to downtown traffic for residents in the east end. They pride themselves on a ”trustee-led” approach, meaning you meet directly with a licensed professional. When you order services from this firm, you are getting expert guidance backed by decades of experience.
Start With a Plan
Hoyes, Michalos & Associates offers a free consultation where they will review your debts and income to create a custom plan. Their goal is to help you rebuild your credit and regain your peace of mind.
Specializing In
Consumer Proposals, Personal Bankruptcy, Tax Debt, Student Loan Debt
Address & Location
The office is located at 1900 City Park Drive, 3rd Floor, in the Gloucester area near the intersection of Blair Road and Ogilvie Road.
Building Location
The firm is situated in a modern corporate office building (City Park Place) conveniently located near the Gloucester Centre.
Suite Access
Enter the main lobby and take the elevator to the 3rd floor.
Parking Details
There is ample complimentary parking available in the surface lot surrounding the building.
Public Transit
The office is highly accessible, located just a short walk from the Blair LRT Station, a major transit hub.
Map
Sorry, no records were found. Please adjust your search criteria and try again.
Sorry, unable to load the Maps API.









