Profile
Debt Relief Experts in Vaughan
Hoyes, Michalos & Associates is a Licensed Insolvency Trustee firm dedicated to helping residents of Vaughan and the Greater Toronto Area find their way out of debt. Founded in 1999 by Douglas Hoyes and Ted Michalos, the firm acts as a compassionate and professional guide through financial crises. They understand that debt problems can happen to anyone due to job loss, illness, or divorce, and they focus on providing a fresh start rather than judgment. With over 20 years of experience, the team has helped thousands of Ontarians rebuild their financial lives.
Customized Financial Solutions
The firm provides federally regulated debt relief options that offer legal protection from creditors:
- Consumer Proposals: A legal agreement to pay a percentage of what you owe. This stops interest, wage garnishments, and collection calls immediately. It is a popular alternative to bankruptcy that allows you to keep your assets.
- Personal Bankruptcy: When a proposal is not feasible, bankruptcy provides a structured process to eliminate debts. The trustees at Hoyes, Michalos explain every step to ensure you feel supported and informed.
- Credit Counselling: Offering practical advice on budgeting and money management to help clients stay debt-free in the future.
- Debt Consolidation Advice: Helping you understand the difference between consolidation loans and insolvency options so you can make the best choice for your situation.
Professional and Accessible
At the Vaughan office, you will meet with a Licensed Insolvency Trustee like Brett Nicholson, who will personally review your finances. The firm prides itself on a hands-on approach where you deal directly with a qualified professional, not a salesperson. Consultations are free and confidential, providing a safe space to ask questions and explore your options. Located on Chrislea Road, just off Highway 400 and Highway 7, the office is convenient for anyone in Woodbridge and the surrounding areas. If you need to find a trustee who will treat you with respect and help you achieve a debt-free future, Hoyes, Michalos & Associates is there to help.
Specializing In
Consumer Proposals, Personal Bankruptcy, Debt Consolidation, Credit Counselling
Address & Location
Hoyes, Michalos & Associates
216 Chrislea Rd, Suite 505
Vaughan, ON L4L 8S5
Building Location
The office is located in a professional building known as the Chrislea Corporate Centre. It is situated near the busy intersection of Weston Road and Highway 7, offering easy highway access.
Suite Access
Enter the main lobby of 216 Chrislea Rd. Take the elevator to the 5th floor to find Suite 505.
Parking Details
There is ample free surface parking available for clients around the building.
Public Transit
Accessible via YRT and Viva buses running along Highway 7 and Weston Road. The area is well-connected to the Vaughan Metropolitan Centre.
Photos
Hoyes, Michalos & Associates – Vaughan, ON
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