How to File a Complaint Against a Licensed Insolvency Trustee in Canada
💡If you believe your Licensed Insolvency Trustee (LIT) has acted unethically or violated the law, you can file a formal complaint through the Office of the Superintendent of Bankruptcy (OSB)…
by lawyerinfo.caJun 30 No commentsAppointing an Inspector in a Canadian Consumer Proposal
💡In complex Canadian consumer proposals, major creditors can appoint up to three ‘inspectors’ to oversee the Licensed Insolvency Trustee (LIT). This ensures transparency, giving creditors a voice in how the…
by lawyerinfo.caJun 30 No commentsHow to Fill Out a Proof of Claim Form in Canada
💡To receive your share of dividends from a bankruptcy or Consumer Proposal in Canada, creditors must properly complete and submit a Form 31 Proof of Claim. This legal document must…
by lawyerinfo.caJun 30 No commentsCan You Fire Your Licensed Insolvency Trustee in Canada?
💡Yes, you can theoretically change your Licensed Insolvency Trustee (LIT) in Canada, but it is an extremely difficult and rare process. It requires official court approval, OSB notification, and paying…
by lawyerinfo.caJun 30 No commentsOSB Mediation Process for Surplus Income Disputes in Canada
💡If you or your creditors disagree with the Licensed Insolvency Trustee’s surplus income calculation, you can request formal mediation through the Office of the Superintendent of Bankruptcy (OSB). This federal…
by lawyerinfo.caJun 30 No commentsApprenticeship Loans and Tool Grants in Canadian Insolvency
💡Federal Canada Apprentice Loans (CAL) are treated identically to standard student loans under the Bankruptcy and Insolvency Act. They cannot be automatically discharged unless you have been out of your…
by lawyerinfo.caJun 30 No commentsConverting a Consumer Proposal Into a Bankruptcy in Canada
📝If you miss three months of payments, your consumer proposal is automatically annulled in Canada. You can then voluntarily convert your file into a personal bankruptcy by working with your…
by lawyerinfo.caJun 30 No commentsWhat is a ‘No-Asset’ Bankruptcy in Canada?
💡A ‘no-asset’ bankruptcy in Canada means that everything you own falls under your provincial exemption limits. You keep your personal property, and your creditors receive only the funds generated by…
by lawyerinfo.caJun 30 No commentsConverting a Bankruptcy Into a Consumer Proposal (Section 66.4)
💰Under Section 66.4 of the Bankruptcy and Insolvency Act, a bankrupt individual who receives a sudden windfall (like an inheritance) can file a consumer proposal to legally annul their bankruptcy…
by lawyerinfo.caJun 30 No commentsAlimony and Spousal Support Overpayments: Can They Be Discharged?
💰In Canada, you cannot discharge your own obligation to pay ongoing spousal support or arrears by filing for bankruptcy. However, if you are the recipient and a family court orders…
by lawyerinfo.caJun 30 No commentsClearing Canada Student Grant Overpayments Through Bankruptcy
💡Unlike traditional government student loans, Canada Student Grant overpayments are legally classified as standard unsecured debt. This means you generally do not have to wait out the strict 7-year period…
by lawyerinfo.caJun 30 No commentsSurrogacy Contract Debts and Canadian Bankruptcy Law
💡In Canada, unpaid legal fees, agency costs, and expense reimbursements from a surrogacy arrangement are generally considered unsecured debts and can be discharged under the Bankruptcy and Insolvency Act (BIA).…
by lawyerinfo.caJun 30 No commentsGoing Back to College While Bankrupt: Can You Get New OSAP?
📍Yes, you can apply for new OSAP or provincial student funding while you are an undischarged bankrupt, but you must obtain a “Bankruptcy Clearance” first. Your Financial Aid Office requires…
by lawyerinfo.caJun 30 No commentsWhat to Do if Your Ex-Spouse Declares Bankruptcy to Avoid Paying You
💡If your ex-spouse files for bankruptcy in Canada, any child or spousal support they owe you is strictly protected and cannot be erased. However, property equalization payments are considered regular…
by lawyerinfo.caJun 30 No commentsFiling for Bankruptcy During a Contested Divorce in Canada
💡Filing for bankruptcy during a contested divorce instantly pauses the division of property, as your non-exempt assets temporarily vest in the hands of a Licensed Insolvency Trustee (LIT). To prevent…
by lawyerinfo.caJun 30 No commentsFertility Treatment Debt: Clearing IVF Loans in Canada
💰In-vitro fertilization (IVF) in Canada can cost between $10,000 and $20,000 CAD per cycle, frequently resulting in massive medical debt. Fortunately, specialized fertility loans and credit card balances used for…
by lawyerinfo.caJun 30 No commentsCanada Child Benefit (CCB) Clawbacks by the CRA Before Bankruptcy
💡If the Canada Revenue Agency (CRA) is clawing back your Canada Child Benefit (CCB) to recover past CCB overpayments, filing a Consumer Proposal or Bankruptcy immediately stops these collections. A…
by lawyerinfo.caJun 30 No commentsAdopting a Child in Canada While in a Consumer Proposal
💡You can legally adopt a child in Canada while in a Consumer Proposal, but provincial Children’s Aid Societies will strictly scrutinize your financial stability. A public adoption in provinces like…
by lawyerinfo.caJun 30 No commentsAmbush Marketing at Canadian Sporting Events
💡Ambush marketing-where unauthorized businesses attempt to associate their brand with major events like the NHL playoffs or the Olympics-can lead to severe legal penalties in Canada. Event organizers actively protect…
by lawyerinfo.caJun 30 No commentsLicensing Canadian IP to an American Subsidiary
💡Licensing your Canadian intellectual property to an American subsidiary allows you to expand into the US market while keeping your valuable assets safely owned in Canada. Structuring these cross-border agreements…
by lawyerinfo.caJun 30 No commentsProtecting Trade Secrets During a Canadian Court Case (Sealing Orders)
🔒In Canada, court proceedings are public by default. To prevent your proprietary trade secrets from becoming public record during a lawsuit, your lawyer must apply for a “sealing order” or…
by lawyerinfo.caJun 30 No comments
Popular & AI Tools
⚖️ Lawyers to Help You in Canada
👨⚖️ Amicus Lawyers – New Westminster, BC
🎯 Specialization: Small Business Law, Residential Real Estate, Bankruptcy and Insolvency, Wills and Estates
🗣️ Languages: English, Korean
📍 Address: 713 Columbia St, New Westminster, British Columbia
🏢 Est: 1991
👨⚖️ David Sklar & Associates – St. Catharines, ON
✨ Free Consultation
🎯 Specialization: Consumer Proposals, Personal Bankruptcy, Credit Counselling, Debt Consolidation, Student Loan Debt
🗣️ Languages: English, Vietnamese
📍 Address: 350 Scott St, St. Catharines, Ontario
🏢 Est: 1997
👨⚖️ Houle Huot – Syndics autorisés en insolvabilité – Sherbrooke, QC
✨ Free Consultation
🎯 Specialization: Consumer Proposals, Personal Bankruptcy, Debt Consolidation, Corporate Insolvency
🗣️ Languages: French, English
📍 Address: 2102 Rue King Ouest, Sherbrooke, Quebec
🏢 Est: 1994
👨⚖️ Allan Marshall & Associates Inc. – Fredericton, NB
✨ Free Consultation
🎯 Specialization: Consumer Proposals, Bankruptcy, Credit Counselling
🗣️ Languages: English, French
📍 Address: 77 Westmorland St, Fredericton, New Brunswick
🏢 Est: 1979
👨⚖️ FARBER Debt Solutions – Kingston, ON
✨ Free Consultation
🎯 Specialization: Consumer Proposals, Personal Bankruptcy, Corporate Insolvency, Debt Restructuring, Credit Rebuilding
🗣️ Languages: English
📍 Address: 275 Queen St, Kingston, Ontario
🏢 Est: 1980
👨⚖️ SPERGEL – Peterborough, ON
✨ Free Consultation
🎯 Specialization: Consumer Proposals, Personal Bankruptcy, Corporate Insolvency, Debt Restructuring, Credit Rebuilding
🗣️ Languages: English
📍 Address: 398 McDonnel St, Peterborough, Ontario
🏢 Est: 1990
👨⚖️ Gertsoyg and Company – Burnaby, BC
✨ Free Consultation
🎯 Specialization: Personal Injury, ICBC Claims, Estate Litigation, Wills Variation, Long Term Disability
🗣️ Languages: English, Punjabi, Spanish, French, Ukrainian
📍 Address: 4170 Still Creek Dr, Burnaby, British Columbia
🏢 Est: 1993
👨⚖️ Felesky Flynn LLP – Saskatoon, SK
🎯 Specialization: Tax Litigation, Corporate Reorganizations, Farm Taxation
🗣️ Languages: English
📍 Address: 728 Spadina Crescent E, Saskatoon, Saskatchewan
🏢 Est: 1978
👨⚖️ BDO Debt Solutions – St. Catharines, ON
✨ Free Consultation
🎯 Specialization: Bankruptcy, Consumer Proposals, Credit Counselling, Debt Consolidation
🗣️ Languages: English
📍 Address: 43 Church St, St. Catharines, Ontario
🏢 Est: 1958
👨⚖️ Remolino and Associates Inc. – Toronto, ON
✨ Free Consultation
🎯 Specialization: Consumer Proposals, Personal Bankruptcy, CRA Tax Debt, Small Business Insolvency
🗣️ Languages: English, Spanish
📍 Address: 1180 Danforth Ave, Toronto, Ontario
🏢 Est: 2019
🏛️ Relevant Courts & Agencies in Canada
🏛️ Canada Revenue Agency – Laval, QC
⚙️ Services: Corporate Tax Audits, Payroll Compliance, GST/HST Rulings, Notice of Objection, Voluntary Disclosure
📍 3400 Avenue Jean-Béraud, Laval, Quebec
🏛️ Immigration and Refugee Board of Canada – Montreal, QC
⚙️ Services: Refugee Protection Division, Immigration Appeal Division, Immigration Division, Refugee Appeal Division
📍 200 René-Lévesque Blvd W, Montreal, Quebec
🏛️ Gov't of Canada Courts – Vancouver, BC
⚙️ Services: Federal Court Registry, Tax Court Registry
📍 701 W Georgia St, Vancouver, British Columbia
🏛️ Canadian Human Rights Tribunal – Ottawa, ON
📅 Appt. Recommended
⚙️ Services: Tribunal Decisions, Case Records
📍 240 Sparks St., Ottawa, Ontario
⚖️ Military Police Detachment St. John's – St. John's, NL
⚙️ Services: Military ID, Security Clearance, Police Reports, Incident Verification
📍 145 Churchill Ave, St. John's, Newfoundland and Labrador
🏛️ Competition Tribunal – Ottawa, ON
⚙️ Services: Tribunal Orders, Case Filings
📍 90 Sparks St., Ottawa, Ontario
🏛️ Federal Court of Canada – Regina, SK
📅 Appt. Recommended
⚙️ Services: Court Records, Judgments, Orders, Writs
📍 2425 Victoria Ave, Regina, Saskatchewan
🏛️ Canada Place – Edmonton, AB
📅 Appt. Recommended
⚙️ Services: Social Insurance Number, Canadian Passport, Employment Insurance, Canada Pension Plan
📍 9700 Jasper Ave, Edmonton, Alberta
🏛️ Courts Administration Service – Calgary, AB
🚶 Walk-ins Welcome
⚙️ Services: Court Records, Certified Copies, Registry Filings
📍 635 8 Ave SW, Calgary, Alberta
⚖️ Lethbridge Area Parole – Lethbridge, AB
⚙️ Services: Community Corrections, Parole Supervision, Offender Reintegration
📍 704 4 Ave S, Lethbridge, Alberta
