Can I Keep My Current Credit Card in a Consumer Proposal in Canada?
💡In Canada, you must include all unsecured debts in a Consumer Proposal. If your credit card has a balance, it will be cancelled. However, a zero-balance card from a non-creditor…
by lawyerinfo.caJun 22 No commentsWill My Spouse Find Out About My Personal Bankruptcy in Canada?
💡While your Licensed Insolvency Trustee is bound by confidentiality and will not directly notify your spouse, hiding a personal bankruptcy in Canada is incredibly difficult. Factors like reporting total household…
by lawyerinfo.caJun 22 No commentsDoes Filing for Bankruptcy Affect PR Applications in Canada?
💡Filing for personal bankruptcy in Canada generally does not cause Immigration, Refugees and Citizenship Canada (IRCC) to reject a standard Permanent Resident application. However, you are legally prohibited from sponsoring…
by lawyerinfo.caJun 22 No commentsJob Interviews and Bankruptcy Background Checks in Canada
💡In Canada, filing for a Consumer Proposal or Bankruptcy does not legally prevent you from holding most jobs. However, industries like finance, government, and gaming conduct strict background checks. Being…
by lawyerinfo.caJun 22 No commentsHow to Get a Secured Credit Card During Bankruptcy in Canada
💳You can apply for a secured credit card while actively in a bankruptcy in Canada by providing a cash deposit of $300 to $500 CAD. This allows you to start…
by lawyerinfo.caJun 22 No commentsAuto Loans After a Consumer Proposal in Canada: Expected Interest Rates
🚗Getting an auto loan after a consumer proposal is highly possible, but you will typically face subprime interest rates ranging from 10% to 29.99% CAD. Saving a cash down payment…
by lawyerinfo.caJun 22 No commentsRenewing a Mortgage While in a Consumer Proposal in Canada
💡Generally, existing Canadian mortgage lenders will automatically renew your mortgage while you are in a consumer proposal without a credit check, provided your payments are completely up to date. Seeking…
by lawyerinfo.caJun 22 No commentsHow to Shut Down an Inactive Corporation With Debt in Canada
💡Closing an inactive corporation in Canada with outstanding debts requires more than just filing articles of dissolution. If your business owes money to the Canada Revenue Agency (CRA) or employees,…
by lawyerinfo.caJun 22 No commentsCan I Travel Outside Canada While Undischarged from Bankruptcy?
💡Yes, you can absolutely travel outside of Canada while in an undischarged bankruptcy. The government does not seize your passport. However, you must fulfill all your mandatory duties with your…
by lawyerinfo.caJun 22 No commentsGetting a Mortgage After Bankruptcy in Canada: CMHC Rules
💡Securing a mortgage after bankruptcy in Canada is completely possible if you follow the CMHC “2-2-2 rule”: you must be discharged for at least 2 years, establish 2 new lines…
by lawyerinfo.caJun 22 No commentsCan IRCC Track Your Travel Outside Canada for PR Residency?
💡Yes, IRCC actively tracks your travel outside Canada through an information-sharing agreement with the Canada Border Services Agency (CBSA). Every time you scan your passport or PR card at a…
by lawyerinfo.caJun 22 No commentsSurrendering a Foreign Passport at the Canadian Citizenship Oath Ceremony
💡Canada officially allows dual citizenship, meaning Immigration, Refugees and Citizenship Canada (IRCC) will never ask you to surrender your foreign passport at your oath ceremony. However, if your home country…
by lawyerinfo.caJun 22 No commentsValidating a Canadian Citizenship e-Certificate for Passport Applications
💡To apply for a Canadian passport in 2026, you can legally use your printed digital citizenship e-Certificate. The Passport Program and Service Canada verify your document instantly using the unique…
by lawyerinfo.caJun 22 No commentsUsing a Canadian PR Card as Primary ID for Banking in Canada
💡Yes, a valid Canadian Permanent Resident (PR) Card is universally accepted as a primary, government-issued photo ID by all major Canadian banks. You can legally use it to open chequing…
by lawyerinfo.caJun 22 No commentsUsing Debt Validation Letters to Force Collections to Prove the Debt in Canada
📩Before paying a collection agency in Canada, you have the right to dispute the debt. Unlike in the US, a simple request for debt validation does not automatically stop collector…
by lawyerinfo.caJun 22 No commentsHarassment by Creditors: Your Rights Under Canadian Provincial Acts
🚫Collection agencies in Canada cannot harass you, threaten you, or call your friends and family to discuss your debt. Under provincial consumer protection laws, you can legally force them to…
by lawyerinfo.caJun 22 No commentsHow to Respond to a Statement of Claim for Debt in Canada
💡If you receive a Statement of Claim for an unpaid debt in Canada, you generally have a strict 20-day (in Ontario and Alberta) or 21-day (in BC) window to file…
by lawyerinfo.caJun 22 No commentsDefault Judgments in Canada: What They Mean for Your Unpaid Debt
💡A default judgment in Canada allows a creditor to automatically win their lawsuit if you fail to file a defence within the strict 20 to 21-day provincial deadline. This legal…
by lawyerinfo.caJun 22 No commentsWrit of Seizure and Sale in Canada: Can They Take My Furniture?
💡While a Writ of Seizure and Sale gives a bailiff the power to seize your assets to pay off a court judgment, provincial laws provide generous exemptions. In Canada, your…
by lawyerinfo.caJun 22 No commentsAirline Pilots and Flight Attendants in Canada: Claiming Travel and Meal Allowances
💡Canadian airline pilots and flight attendants can significantly lower their tax bills by using the CRA’s Form TL2 to claim meal and lodging expenses. To qualify, you must be away…
by lawyerinfo.caJun 22 No commentsTax Deductions for Escorts and Digital Sex Workers in Canada
💡In Canada, income from adult entertainment and digital sex work is fully taxable. However, as an independent contractor, you can legally deduct business expenses like security systems, client screening tools,…
by lawyerinfo.caJun 22 No comments
Popular & AI Tools
⚖️ Lawyers to Help You in Canada
👨⚖️ David Sklar & Associates – Kitchener, ON
✨ Free Consultation
🎯 Specialization: Consumer Proposals, Wage Garnishment Stoppage, Credit Rebuilding
🗣️ Languages: English
📍 Address: 290 King St E Suite 209, Kitchener, Ontario
🏢 Est: 1997
👨⚖️ Lazard & Associates Inc – Ottawa, ON
✨ Free Consultation
🎯 Specialization: Consumer Proposals, Personal Bankruptcy, Debt Counselling
🗣️ Languages: English, French
📍 Address: 1604 Michael St, Ottawa, Ontario
👨⚖️ Tax Ninja – Calgary, AB
✨ Free Consultation
🎯 Specialization: CRA Audit Defence, Net Worth Assessments, Unfiled Tax Returns
🗣️ Languages: English
📍 Address: 1206 20 Ave SE, Calgary, Alberta
👨⚖️ Paine Edmonds LLP – Vancouver, BC
🎯 Specialization: Disability Insurance Denials, Estate Planning, Family Law, Employment Disputes
🗣️ Languages: English, French, Cantonese, Mandarin, Punjabi, Japanese, Korean
📍 Address: 510 Burrard St, Vancouver, British Columbia
🏢 Est: 1945
👨⚖️ Dyson Law Firm – Vancouver, BC
✨ Free Consultation
🎯 Specialization: Brain Injury, Insurance Denials, Estate Litigation
🗣️ Languages: English
📍 Address: 601 W Broadway Suite 400, Vancouver, British Columbia
🏢 Est: 2002
👨⚖️ Ohannes Kechichian – Gatineau, QC
🎯 Specialization: Commercial Law, Civil Litigation, Immigration, Bankruptcy
🗣️ Languages: English, French
📍 Address: 4 Rue de la Baie, Gatineau, Quebec
👨⚖️ Belhumeur Syndic de faillite – Repentigny, QC
✨ Free Consultation
🎯 Specialization: Consumer Proposals, Bankruptcy, Commercial Insolvency, Financial Counseling
🗣️ Languages: French, English
📍 Address: 10 Rue Notre-Dame, Repentigny, Quebec
👨⚖️ Yanch Dey Consumer Proposal and Bankruptcy Trustees Whitby – Whitby, ON
✨ Free Consultation
🎯 Specialization: Consumer Proposals, Personal Bankruptcy, Debt Consolidation, Wage Garnishment Stoppage
🗣️ Languages: English
📍 Address: 400 Mary St E, Whitby, Ontario
🏢 Est: 1992
👨⚖️ Smetheram & Company – Vancouver, BC
🎯 Specialization: CRA Audit Defence, Tax Appeals, Corporate Reorganizations, Estate Freezes
🗣️ Languages: English
📍 Address: 1090 W Georgia St, Vancouver, British Columbia
🏢 Est: 2003
👨⚖️ Greg Guzik Professional Corporation – Mississauga, ON
🎯 Specialization: Residential Real Estate, Mortgage Refinancing, Spousal Title Transfers, Notary Services
🗣️ Languages: English, French, Polish, Spanish, Vietnamese, Cantonese, Italian
📍 Address: 82 Queen St S, Mississauga, Ontario
🏢 Est: 2005
🏛️ Relevant Courts & Agencies in Canada
🏛️ Canada Federal Court-Appeal – Edmonton, AB
🚶 Walk-ins Welcome
⚙️ Services: Appellate Court Records, Judgments, Transcripts
📍 10060 Jasper Ave, Edmonton, Alberta
🏛️ Courts Administration Service – Calgary, AB
🚶 Walk-ins Welcome
⚙️ Services: Court Records, Certified Copies, Registry Filings
📍 635 8 Ave SW, Calgary, Alberta
🏛️ Federal Court of Appeal – Vancouver, BC
📅 Appt. Recommended
⚙️ Services: Registry Services, Appellate Division, Courts Administration Service
📍 701 W Georgia St, Vancouver, British Columbia
🏛️ Newmarket Federal Crown Office – Newmarket, ON
⚙️ Services: Federal Prosecution, Drug Prosecution Team, Regulatory Compliance
📍 50 Eagle St W, Newmarket, Ontario
⚖️ Military Police Detachment St. John's – St. John's, NL
⚙️ Services: Military ID, Security Clearance, Police Reports, Incident Verification
📍 145 Churchill Ave, St. John's, Newfoundland and Labrador
🏛️ Immigration and Refugee Board of Canada – Vancouver, BC
⚙️ Services: Refugee Decisions, Immigration Records
📍 300 W Georgia St #1600, Vancouver, British Columbia
🏛️ Federal Court of Canada – Regina, SK
📅 Appt. Recommended
⚙️ Services: Court Records, Judgments, Orders, Writs
📍 2425 Victoria Ave, Regina, Saskatchewan
🏛️ Federal Court of Canada – Ottawa, ON
📅 Appt. Recommended
⚙️ Services: Court Orders, Judgments, Hearing Lists, Case Summaries
📍 90 Sparks St., Ottawa, Ontario
🏛️ Canadian Human Rights Tribunal – Ottawa, ON
📅 Appt. Recommended
⚙️ Services: Tribunal Decisions, Case Records
📍 240 Sparks St., Ottawa, Ontario
🏛️ Canada Federal Court of Appeal – Halifax, NS
📅 Appt. Recommended
⚙️ Services: Registry Services, Federal Court, Tax Court, Court of Appeal
📍 1801 Hollis St, Halifax, Nova Scotia
