Debt Collectors Contacting Relatives and Neighbours: Canadian Law
💡In Canada, debt collectors are generally allowed to contact your relatives, friends, or neighbours only once, and strictly to ask for your phone number or current address. They are legally…
by lawyerinfo.caJul 19 No commentsTravel Agents in Canada: TICO Trust Accounts and Personal Insolvency
💡If you are a travel agent or agency owner in Ontario facing insolvency, client trust funds are generally protected and cannot be seized by creditors. However, filing for bankruptcy triggers…
by lawyerinfo.caJul 19 No commentsPre-Paid Funeral Plans and Burial Plots: Exempt Assets in Canada?
💡If you file for bankruptcy in Canada, your pre-paid funeral plan and burial plot are generally protected from seizure by a Licensed Insolvency Trustee (LIT). Provincial cemetery acts and the…
by lawyerinfo.caJul 19 No commentsCan the LIT Seize NHL or CFL Season Ticket Rights in Bankruptcy?
🏒In a Canadian bankruptcy, high-value sports assets like Personal Seat Licenses (PSLs) for the NHL or CFL are considered non-exempt property. Because transferable season ticket rights hold significant resale value…
by lawyerinfo.caJul 19 No commentsMinimum Debt Required to File for Bankruptcy or a Proposal in Canada
💡Under the Bankruptcy and Insolvency Act, the legal minimum debt required to file for bankruptcy or a Consumer Proposal in Canada is exactly $1,000 CAD. However, due to administrative costs…
by lawyerinfo.caJul 19 No commentsDoes a Consumer Proposal Protect My Corporation From Creditors?
💡A Consumer Proposal is a personal legal process that only protects the individual who files it. While it stops creditors from suing you personally or seizing your personal assets, it…
by lawyerinfo.caJul 19 No commentsJoint Consumer Proposals: Exceeding the $500,000 Debt Threshold
👥In Canada, married or common-law couples can file a Joint Consumer Proposal to restructure up to $500,000 CAD of combined unsecured debt. This federal limit specifically excludes the mortgage on…
by lawyerinfo.caJul 19 No commentsPaying Bankruptcy Fees Using a Friend’s Credit Card in Canada
💡Generally, you can have a friend or family member pay your bankruptcy administrative fees using their credit card. Licensed Insolvency Trustees (LITs) in Canada often accept third-party payments for the…
by lawyerinfo.caJul 19 No commentsTax-Free First Home Savings Account (FHSA) and Canadian Bankruptcy
💡Unlike RRSPs, the Tax-Free First Home Savings Account (FHSA) is generally not protected from creditors under the federal Bankruptcy and Insolvency Act. If you file for bankruptcy in Canada, your…
by lawyerinfo.caJul 19 No commentsCan a Collection Agency Message You on Facebook or LinkedIn in Canada?
💡In Canada, provincial consumer protection laws generally strictly prohibit debt collection agencies from harassing you via direct messages on Facebook, LinkedIn, or Instagram. If an agency contacts your employer or…
by lawyerinfo.caJul 19 No commentsCan a Creditor Reject My Consumer Proposal Out of Spite?
💡A creditor can legally vote ‘No’ to your Consumer Proposal for any reason, including personal spite. However, Canadian insolvency law operates on a majority-rules system. If the creditors holding 50%…
by lawyerinfo.caJul 19 No commentsCan You File a Consumer Proposal for an Incapacitated Parent via POA?
💡Yes, you can file a Consumer Proposal for an incapacitated parent in Canada if you hold a valid, continuing Power of Attorney for Property. The setup fees are strictly regulated…
by lawyerinfo.caJul 19 No commentsIncluding Overpaid Employer Sign-On Bonuses in Canadian Bankruptcy
💡An employer’s claim for a sign-on bonus ‘clawback’ is considered an unsecured debt in Canada. If you quit your job and your former employer demands repayment of a bonus or…
by lawyerinfo.caJul 19 No commentsHow Much Are the Fees for an Estate Bankruptcy in Canada?
💡Filing an estate bankruptcy in Canada protects the deceased’s family from aggressive creditors, but it requires upfront funding. Because a deceased person has no future income to garnish, a Licensed…
by lawyerinfo.caJul 9 No commentsCan I Get a Car Loan 1 Day After My Consumer Proposal is Accepted?
💡Technically, you are legally permitted to apply for a car loan the day after your Consumer Proposal is officially accepted by creditors in Canada. However, traditional banks will generally decline…
by lawyerinfo.caJul 9 No commentsWhat to Do if the CRA Garnishes Your Bank Account Immediately After a Separation in Canada
💡Under Canadian law, the CRA cannot legally garnish or seize funds from a joint bank account to pay the sole tax debt of only one owner. While banks may temporarily…
by lawyerinfo.caJul 9 No commentsNorthern Residents Deduction (NRD): Travel and Housing Benefits Explained
💡The Northern Residents Deduction (NRD) provides massive tax relief for Canadians living in isolated regions. If you live in a prescribed Zone A (Northern) or Zone B (Intermediate) for at…
by lawyerinfo.caJul 9 No commentsWhat to Do if Your Spouse Forged Tax Receipts in Canada: The Innocent Spouse Defence
👩Unlike other countries, Canada does not have a formal “Innocent Spouse” form. To avoid paying a brutal 50% gross negligence penalty when your partner forges tax receipts, your tax lawyer…
by lawyerinfo.caJul 9 No commentsWhat is the ‘Sweat of the Brow’ Doctrine and Does it Apply in Canada?
💡In Canada, the “sweat of the brow” doctrine is strictly rejected. The Supreme Court of Canada ruled that merely putting hard labour into compiling information does not automatically grant you…
by lawyerinfo.caJul 9 No commentsCopyrighting Tarot Card and Oracle Deck Designs in Canada
💡In Canada, copyright automatically protects your original tarot card artwork and guidebook text the moment they are created. However, registering your deck with the Canadian Intellectual Property Office (CIPO) for…
by lawyerinfo.caJul 9 No commentsDPSP (Deferred Profit Sharing Plans) and Creditors in Canada
💡Under Canadian federal law, a Deferred Profit Sharing Plan (DPSP) is generally shielded from creditors during bankruptcy. However, any contributions made to the DPSP in the 12 months immediately preceding…
by lawyerinfo.caJul 9 No comments
Popular & AI Tools
⚖️ Lawyers to Help You in Canada
👨⚖️ Daniel A. Wolson – Winnipeg, MB
✨ Free Consultation
🎯 Specialization: Impaired Driving, Sexual Assault Defence, Narcotics Offences, Fraud
🗣️ Languages: English
📍 Address: 363 Broadway, Winnipeg, Manitoba
🏢 Est: 2021
👨⚖️ S.R. Stack & Company Ltd. – St. John's, NL
✨ Free Consultation
🎯 Specialization: Consumer Proposals, Personal Bankruptcy, Debt Consolidation, Credit Counselling
🗣️ Languages: English
📍 Address: 86 Elizabeth Ave, St. John's, Newfoundland and Labrador
👨⚖️ DSR Légal – Gatineau, QC
🎯 Specialization: Tax Appeals, Corporate Reorganization, Shareholder Agreements
🗣️ Languages: English, French, Spanish
📍 Address: 259 Boulevard Saint-Joseph, Gatineau, Quebec
🏢 Est: 2014
👨⚖️ Pilkington Immigration – Vaughan, ON
🎯 Specialization: Canadian Immigration, US Immigration, Work Permits, Family Sponsorship, US Entry Waivers, Criminal…
🗣️ Languages: English
📍 Address: 665 Millway Ave, Vaughan, Ontario
👨⚖️ GEM Debt Law – Richmond Hill, ON
✨ Free Consultation
🎯 Specialization: Debt Settlement, Consumer Proposals, Creditor Defence, Debt Relief
🗣️ Languages: English
📍 Address: 105 West Beaver Creek Rd, Richmond Hill, Ontario
👨⚖️ Tax Lawyer Toronto Bobby Solhi – Toronto, ON
🎯 Specialization: GST/HST Disputes, CRA Audits, Tax Litigation
🗣️ Languages: English
📍 Address: 40 Temperance St Suite 3200, Toronto, Ontario
🏢 Est: 2011
👨⚖️ Roza Joseph S – Halifax, NS
🎯 Specialization: General Practice, Real Estate Closings, Wills and Probate, Bankruptcy
🗣️ Languages: English
📍 Address: 6021 Young St, Halifax, Nova Scotia
👨⚖️ Remolino and Associates Inc. – Toronto, ON
✨ Free Consultation
🎯 Specialization: Consumer Proposals, Personal Bankruptcy, CRA Tax Debt, Small Business Insolvency
🗣️ Languages: English, Spanish
📍 Address: 1180 Danforth Ave, Toronto, Ontario
🏢 Est: 2019
👨⚖️ Donald McKnight – Victoria, BC
🎯 Specialization: Personal Injury, Wrongful Dismissal, Civil Litigation, Medical Malpractice
🗣️ Languages: English
📍 Address: 888 Fort St, Victoria, British Columbia
🏢 Est: 1986
👨⚖️ Benesh Bitz and Company – Saskatoon, SK
🎯 Specialization: Residential Real Estate, Wills and Estates, Small Business Law, Family Litigation
🗣️ Languages: English
📍 Address: 1630 Quebec Ave, Saskatoon, Saskatchewan
🏛️ Relevant Courts & Agencies in Canada
🏛️ Federal Court of Canada – Ottawa, ON
📅 Appt. Recommended
⚙️ Services: Court Orders, Judgments, Hearing Lists, Case Summaries
📍 90 Sparks St., Ottawa, Ontario
🏛️ Gov't of Canada Courts – Vancouver, BC
⚙️ Services: Federal Court Registry, Tax Court Registry
📍 701 W Georgia St, Vancouver, British Columbia
🏛️ Competition Tribunal – Ottawa, ON
⚙️ Services: Tribunal Orders, Case Filings
📍 90 Sparks St., Ottawa, Ontario
🏛️ Courts Administration Service – Calgary, AB
🚶 Walk-ins Welcome
⚙️ Services: Court Records, Certified Copies, Registry Filings
📍 635 8 Ave SW, Calgary, Alberta
🏛️ Federal Court of Canada – Regina, SK
📅 Appt. Recommended
⚙️ Services: Court Records, Judgments, Orders, Writs
📍 2425 Victoria Ave, Regina, Saskatchewan
🏛️ Courts Administration Service – Edmonton, AB
🚶 Walk-ins Welcome
⚙️ Services: Federal Court Records, Certified Copies, Registry Filings
📍 10060 Jasper Ave, Edmonton, Alberta
🏛️ Courts Administration Service – Montreal, QC
📅 Appt. Recommended
⚙️ Services: Court Records, Judgments, Orders, Writs of Seizure, Certified Copies
📍 30 McGill St, Montreal, Quebec
🏛️ Supreme Court of Canada – Ottawa, ON
📅 Appt. Recommended
⚙️ Services: Supreme Court Judgments, Case Files, Leave Applications, Hearing Transcripts
📍 301 Wellington St, Ottawa, Ontario
🏛️ Newmarket Federal Crown Office – Newmarket, ON
⚙️ Services: Federal Prosecution, Drug Prosecution Team, Regulatory Compliance
📍 50 Eagle St W, Newmarket, Ontario
🏛️ Service Canada Centre – Edmonton, AB
📅 Appt. Recommended
⚙️ Services: social-insurance-number, canadian-passport, biometrics
📍 9700 Jasper Ave, Edmonton, Alberta
